Articles

Philip Ortiz |

What is a mortgage refinance, in plain English

Refinancing works by giving a homeowner access to a new mortgage loan which replaces the existing one. The details of the new mortgage loan can be customized by the homeowner, include the new loan’s mortgage rate, loan length in years, and amount borrowed.

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How Can Violations Affect Your Auto Insurance?

Getting a huge fine with the traffic violation is financially straining enough. But your auto insurance can also become suddenly more expensive. Let’s go over how traffic violations can affect your auto insurance and what you can do in the event that this happens to you.

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What’s the first step to buying a home?

If you’re asking “What’s the first step to buying a home?” — you’ve probably already made a decision that it’s time to get serious about becoming a homeowner.

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Does Health Insurance Cover Alternative Medicine?

Alternative medicine is growing rapidly in popularity, but many of these treatments are still deemed “experimental” and insurance coverage varies widely among states and carriers.

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Rents jump in most of the country’s biggest cities

It’s getting harder and harder to be a renter, it seems. According to new data, rents are now up in 92 percent of the country’s largest cities.

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Types of Auto Insurance

Figuring out the kind of auto insurance you need for ideal coverage can be tricky if you don’t know what each type of coverage entails. Not every type of auto insurance provider offers every type of auto insurance plan. Let’s go over the major types of auto insurance providers will carry so you can choose an auto insurance plan that works best for you.

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Is a Reverse Mortgage Right for You?

In its simplest form, a reverse mortgage is a way to tap into your home’s built-in wealth in the form of a loan. Reverse mortgages are offered to people over the age of 62 as a way to tap into home equity for cash.

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How to refinance to pay off a mortgage faster

There are many reasons that a refinance can help you improve your financial picture. And real financial security comes from having a home with no mortgage. Here’s how to pay off a mortgage faster.

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When Is It Smart to Pay for Car Damage Out of Pocket?

There are plenty of times when an auto accident means you should file an insurance claim, particularly if the costs will be very high. But there are times when it might be more convenient, both in terms of paperwork and costs, to just pay for any repair costs out of pocket. Let’s go over how to determine when it’s smarter to pay for car damage out-of-pocket.

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5 Top Tips To Make Your Home More Energy Efficient

Making your home energy efficient is a worthy goal that every homeowner can achieve. We have tracked down the best in class in multiple categories, bringing you a range of possibilities and price points to fit different approaches and budgets.

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