Articles

Philip Ortiz |

When Is It Smart to Pay for Car Damage Out of Pocket?

There are plenty of times when an auto accident means you should file an insurance claim, particularly if the costs will be very high. But there are times when it might be more convenient, both in terms of paperwork and costs, to just pay for any repair costs out of pocket. Let’s go over how to determine when it’s smarter to pay for car damage out-of-pocket.

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What’s the first step to buying a home?

If you’re asking “What’s the first step to buying a home?” — you’ve probably already made a decision that it’s time to get serious about becoming a homeowner.

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What is a good credit score? Find out how yours stacks up

When it comes to your money, your credit score is one little number that says a lot about not only your past credit history, but also what’s to come when and if you want to borrow money in the future. What is a good credit score, exactly, though? Read on to find out!

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How to choose the right kind of refinance for you

When you decide to refinance, you might be surprised that there are many types of refinances from which to choose.

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What Affects Car Insurance Rates?

How much you pay for your car insurance isn’t always based on the default price of a plan. Auto insurance providers balance lots of factors when deciding the cost of your deductible and premium amounts before providing you with insurance. Let’s go over the main factors that affect car insurance rates so you know what to expect the next time you negotiate for new auto coverage.

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How Can Violations Affect Your Auto Insurance?

Getting a huge fine with the traffic violation is financially straining enough. But your auto insurance can also become suddenly more expensive. Let’s go over how traffic violations can affect your auto insurance and what you can do in the event that this happens to you.

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What to Do If a Borrowed Car Gets Into an Accident

Auto insurance for your own driving and vehicle is one thing, and it’s pretty clear; such insurance covers events that happen while you’re behind the wheel. But what happens when you let your friend or family member drive your car and they get into an accident? Does your insurance still cover them? We’ll answer these questions and more below.

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What Do You Do if You Have Been Denied Car Insurance?

Auto insurance is required in the US. But it's very difficult for some people to get car insurance, either because of high-risk factors or a poor driving record. So what you do if you can't get car insurance or if you're denied by your traditional carrier?

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Want low property taxes? Then head to these lower-cost cities

Properties taxes increased by 4 percent nationwide last year, but the upward trend wasn’t unilateral. In fact, according to new data, some cities saw property tax rates as low as 0.35 percent last year.

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Is a Reverse Mortgage Right for You?

In its simplest form, a reverse mortgage is a way to tap into your home’s built-in wealth in the form of a loan. Reverse mortgages are offered to people over the age of 62 as a way to tap into home equity for cash.

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